Listen: How to select the right ETF in this crazy market

In this podcast, @Satrix_SA Chief Investment Officer, Kingsley Williams joins Maya Fisher-French (@mayaonmoney) to provide some guidelines around selecting the right ETF for your needs. He also gives us some perspective on the investment landscape for 2021. How do we navigate the short-term rollercoaster to achieve long-term stability?

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Make sure you receive your retirement benefits on time

As you enter retirement, one of your biggest risks is that you could experience a delay between when you receive your final paycheque and the first payment from your pension. This is true in both the private and public sectors and managing this transition should form an important part of your retirement planning. While there […]

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Video: The 12-month financial plan

If you’ve decided that 2021 is the year to get your finances under control, try this month-by-month plan so that your finances and admin are all up to date by the end of the year. In January: Update your budget and plan for expenses Write up a budget. Pull out your bank statements and keep track of […]

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How your marital regime affects estate planning

Christel Botha, fiduciary services manager at Alexander Forbes, looks at the impact that various marriage contracts have in the event of the death of a spouse. The month of love has arrived, and many couples will be getting married, or planning a wedding. It makes sense to draw up a new will in conjunction with a marriage contract. […]

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Protect your loved ones from scams

Some of your relatives and loved ones may be getting on in years and may not be as careful with their finances and cards as they were before. Angelique Ruzicka has some suggestions for things you can do to help protect them from scams. Sadly, there are many scams aimed at older people, because they’re […]

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Video: GEPF: Who receives your pension benefits?

One of the questions I receive most often from retirement fund members is about who has a claim to their retirement funds if they die in service. This video, as part of a member education series for the Government Employees Pension Fund (GEPF), explains who is entitled to what, which important documents you need to […]

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How much tax will a TFSA save you?

In 2015 National Treasury introduced the tax-free savings account (TFSA) to reignite a savings culture among South Africans. Designed to encourage long-term savings while giving you access to your funds at any time, these accounts offer flexibility and tax savings, and unsurprisingly the take-up has been good. Still, many South Africans hold long-term savings in […]

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Why do electricity costs differ so much?

Electricity is a major household expense for everyone. This will only worsen in April this year when we expect to see an overall 15% increase in the Eskom standard rate. Trying to understand what the “average” household spends in South African is virtually impossible as electricity bills can vary dramatically between households. A quick survey […]

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Listen: Pros and cons of debt counselling

For many people COVID has had a major financial impact and some may be considering entering debt review. In this podcast Maya (@mayaonmoney) speaks to David O’Brien of debt counselling firm Meerkat to explain how debt counselling works and how to choose a good debt counsellor – because there are a lot of bad apples […]

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10 key tax changes

By Jean du Toit, Tax Consulting SA. President Cyril Ramaphosa has given effect to the 2020 tax proposals by signing three tax Acts into law. On 15 January 2021, the President gave his assent to the Rates and Monetary Amounts and Amendment of Revenue Laws Act No. 22 of 2020 (“Rates Act”), the Taxation Laws […]

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